The Rules — full ruleset
You trade manually on your MT5 platform with PU Prime. Our platform monitors your Myfxbook portfolio in real time and enforces the rules below. Breaching any hard rule automatically fails the account.
Core risk rules
Daily drawdown rule
Max 5% drop measured on a rolling 24-hour window against equity (peak → low). Open positions count — floating PnL on live trades is part of equity, so an unrealised loss can breach the rule even before the trade is closed.
Max drawdown rule
Max 10% drop from the initial balance at any point. Static — does not trail.
Profit target rule
10% in Phase 1, 5% in Phase 2. Funded accounts have no profit target.
Open positions rule
Max 3 open positions at a time
You may have up to 3 open positions simultaneously across all instruments on the account. Opening a 4th position while 3 are already open is a violation and will breach the account.
Stop-loss rule — NEW (from 2026-07-13)
Every trade must have a stop-loss within 3 minutes
Every open position must have a stop-loss attached within 3 minutes of opening. If no SL is set within that grace window, the platform records a soft violation (warning flag). A second soft violation on the same account will breach it.
Applies to all trades opened on or after 2026-07-13 UTC on all phases (Phase 1, Phase 2, Funded and Demo). Trades opened before that date are unaffected.
Consistency rule
30% consistency rule
No single trade or trading day may contribute more than 30% of the required profit target. In Phase 1 the limit equals 3% of the initial balance per trade/day. In Phase 2 the limit equals 1.5% of the initial balance per trade/day. Demo accounts follow Phase 1 consistency limits.
On a $10,000 Phase 1 account your profit target is $1,000 (10%). No single trade or trading day can earn more than $300 toward that target — because 30% × $1,000 = $300, which is also 3% × $10,000. If one trade makes $400, you breach the rule.
Warning / flag policy
1st soft violation = warning · 2nd soft violation = account burned
Hard rules — daily drawdown, max drawdown and any other drawdown limit — breach the account immediately on the first occurrence. No warning is issued.
Soft rules — holding a trade through a restricted news window, overnight positions and weekend holds — trigger a warning flag on the 1st occurrence. You are allowed exactly 1 active flag per account. A 2nd soft violation automatically breaches the account — the account is burned and cannot be recovered.
When you receive your first warning, the next payout is declined, your profit is reset to the starting balance, and all warnings are cleared. The account stays active. A second soft-rule violation will breach the account.
Account lifecycle rules
Phase 1 — Challenge
- Profit target: 10%
- Daily DD 5% / Max DD 10%
- Minimum 3 trading days
- No time limit
Phase 2 — Verification
- Profit target: 5%
- Daily DD 5% / Max DD 10%
- Minimum 3 trading days
- No time limit
Funded account
- No profit target
- Daily DD 5% / Max DD 10%
- Profit split up to 90%
- Bi-weekly payouts on request
Funded account rules (only apply once funded)
Forbidden on funded
- No overnight positions — close all trades before 00:00 server time
- No weekend holds — close all positions before market close on Friday
- No trading during restricted high-impact news events
- No more than 3 open positions at the same time
- No copy trading — funded traders may not mirror signals from other accounts, traders, or third-party providers
How we enforce it
- We scan your trade history on every sync
- Any open trade crossing 00:00 server time → breach
- Any open trade still on during Sat/Sun → breach
- News-event trades reviewed manually by admins
Payout rules
Profit split
- First payout: 50 / 50 split with the trader
- From the 2nd payout onward: 80% to the trader
Schedule & methods
- First payout: only after 14 days on the funded account and at least +5% profit from the starting balance
- Then every 14 days on request
- Paid in USDT / USDC on Solana or Ethereum
- Processed within 24h on business days
- If you receive a first warning, the next payout is declined, your profit is reset to the starting balance, and all warnings are cleared. The account stays active. A second soft-rule violation will breach the account.
Strategy rules — allowed & forbidden
Allowed strategies
- Manual trading on MT5
- Scalping, day & swing trading
- Holding trades overnight
- Holding over the weekend (at your own risk)
- News trading (with caution — see below)
Forbidden strategies
- Expert advisors / automated trading — allowed only if you ticked the EA option at checkout
- HFT (high-frequency trading) robots — forbidden in all cases
- Copy trading from third-party signal providers
- Latency / arbitrage / tick-scalping exploits
- Same-symbol hedging — opening BUY & SELL on the same instrument at the same time (effective 2026-07-16)
- Hedging across multiple accounts or traders
- Group / coordinated trading on the same instrument
- Trading ±2 min around major news on funded
Monitoring & enforcement rules
How we monitor
- Your MT5 account is linked to Myfxbook (read-only)
- Equity, balance & history sync every few minutes
- Daily and max drawdown checked on every update
- Live metrics shown in the Credentials tab
What fails an account
- Touching the 5% daily drawdown line
- Touching the 10% max drawdown line
- Using any forbidden strategy above
- Sharing the account with a third party
- Manipulating Myfxbook data or MT5 history
Account & general rules
Account rules
- One trader = one challenge per size at a time
- Multiple funded accounts allowed
- Credentials issued after manual order approval
- Server: PU Prime-Demo (challenge) / PU Prime-Live (funded)
Leverage & instruments
- Leverage 1:50 on FX & metals
- 1:20 on indices, 1:10 on crypto
- FX, metals, indices, crypto, commodities
- No single-stock CFDs
The rules above are the full ruleset enforced by InsaneFunding. If you have any doubt before placing a trade — ask support first. Once a hard rule is breached, the account is locked and cannot be restored.
Disclaimer
- All evaluation and challenge accounts are simulated/demo accounts. No real capital is traded until a trader is moved to a funded live account.
- Payouts are discretionary and depend on rule compliance. Any account that breaches the daily drawdown, max drawdown, consistency, or other hard rules may be denied a payout and/or lose funding status.
- InsaneFunding accepts no liability for trading losses, platform downtime, data delays, or decisions made by traders. We reserve the right to withhold payouts, terminate accounts, or change terms at any time without prior notice.