The Rules — full ruleset
You trade manually on your MT5 platform with PU Prime. Our platform monitors your Myfxbook portfolio in real time and enforces the rules below. Breaching any hard rule automatically fails the account.
Core risk rules
Daily drawdown rule
Max 5% equity drop from the daily starting balance (00:00 server time). Includes floating PnL.
Max drawdown rule
Max 10% drop from the initial balance at any point. Static — does not trail.
Profit target rule
10% in Phase 1, 5% in Phase 2. Funded accounts have no profit target.
Consistency rule
40% consistency rule
No single trade or trading day may contribute more than 40% of the required profit target. In Phase 1 the limit is 4% of the initial balance per trade/day. In Phase 2 the limit is 2% of the initial balance per trade/day. Demo accounts follow Phase 1 consistency limits.
Account lifecycle rules
Phase 1 — Challenge
- Profit target: 10%
- Daily DD 5% / Max DD 10%
- Minimum 3 trading days
- No time limit
Phase 2 — Verification
- Profit target: 5%
- Daily DD 5% / Max DD 10%
- Minimum 3 trading days
- No time limit
Funded account
- No profit target
- Daily DD 5% / Max DD 10%
- Profit split up to 90%
- Bi-weekly payouts on request
Payout rules
Profit split
- Default split: 80% to the trader
- Scaling to 90% after 3 successful payouts
- Refund of challenge fee on first payout
Schedule & methods
- First payout: 14 days after first funded trade
- Then every 14 days on request
- Paid in USDT (TRC20 / ERC20) or bank wire
- Processed within 24h on business days
Strategy rules — allowed & forbidden
Allowed strategies
- Manual trading on MT5
- Scalping, day & swing trading
- Holding trades overnight
- Holding over the weekend (at your own risk)
- Hedging within the same account
- News trading (with caution — see below)
Forbidden strategies
- Expert advisors / fully automated trading
- Copy trading from third-party signal providers
- Latency / arbitrage / tick-scalping exploits
- Hedging across multiple accounts or traders
- Group / coordinated trading on the same instrument
- Reverse trading / martingale-only systems
- Trading ±2 min around major news on funded
Monitoring & enforcement rules
How we monitor
- Your MT5 account is linked to Myfxbook (read-only)
- Equity, balance & history sync every few minutes
- Daily and max drawdown checked on every update
- Live metrics shown in the Credentials tab
What fails an account
- Touching the 5% daily drawdown line
- Touching the 10% max drawdown line
- Using any forbidden strategy above
- Sharing the account with a third party
- Manipulating Myfxbook data or MT5 history
Account & general rules
Account rules
- One trader = one challenge per size at a time
- Multiple funded accounts allowed (max 200k combined)
- Credentials issued after manual order approval
- Server: PU Prime-Demo (challenge) / PU Prime-Live (funded)
Leverage & instruments
- Leverage 1:50 on FX & metals
- 1:20 on indices, 1:10 on crypto
- FX, metals, indices, crypto, commodities
- No single-stock CFDs
The rules above are the full ruleset enforced by InsaneFunding. If you have any doubt before placing a trade — ask support first. Once a hard rule is breached, the account is locked and cannot be restored.