Frequently asked questions.

5% on the first phase and 5% on the second phase. After funding, no profit target applies.

5% daily drawdown measured on a rolling 24-hour window against equity (peak → low). Open positions count — floating PnL on live trades is part of equity, so an unrealised loss can breach the rule even before the trade is closed. 10% maximum drawdown from the initial balance.

No. You can take as long as you need to demonstrate consistent performance.

EAs are allowed. Copy trading between InsaneFunding accounts and high-frequency arbitrage are not.

No single trade or trading day may contribute more than 40% of the profit target. The limit is 2% of the initial balance per trade/day in both phases. Demo accounts follow the same limit. It also applies on funded accounts, measured against a reference target of 8% of account size for 1-Step traders (e.g. $50,000 → $4,000 reference → $1,600 cap) and 4% for 2-Step graduates (e.g. $10,000 → $800 reference → $320 cap). This is a hard rule — exceeding the cap on any single trade or trading day breaches the account immediately, with no warning.

Yes. From 2026-07-13 every open position must have a stop-loss attached within 3 minutes of opening. If no SL is set within that window, the platform records a soft warning flag. A second soft violation on the same account will breach it. Applies to all phases including funded and demo.

Up to 3 open positions simultaneously across all instruments. Opening a 4th while 3 are already open breaches the account.

No. Trading during restricted high-impact news events is forbidden on all phases — Phase 1, Phase 2, Funded and Demo. The restricted window is ±5 minutes around the published event time. Any trade opened inside that window, or any position held open across it, is a violation. On funded accounts this is a hard breach; on challenge/demo accounts it counts as a soft-rule flag.

No. We do not enforce a fixed margin-usage limit. The only hard constraints are leverage (1:100 on FX and metals) and drawdown (5% daily on rolling 24h equity, 10% max overall). Size positions so that a realistic adverse move stays well inside those drawdown limits — for example, 1 lot XAUUSD ≈ $100 per $1 move, so 10 lots against a $50 move is $5,000 (5% DD on a $100k account = breach).

Once the account is up at least +5% and 14 days have passed on the funded account. After the first successful payout, you can request the next one every 14 days (or 7 days with fast-payout) with a $50 minimum profit.

Starts at 80% and scales to 80% as your account grows. 100% of the first $10,000 in profits goes to you on accounts above $50K.

By international wire or USDT/USDC. Processed within 24 business hours of approval.

All InsaneFunding products are digital goods that grant immediate access to challenge accounts and platform services. Because access is delivered instantly, we do not offer refunds, chargebacks, or cancellations once the order is completed.

Yes. InsaneFunding runs on the MetaTrader 5 platform with sub-100ms execution through our broker.

FX majors and crosses, indices, metals, oil, crypto and US equities — all from one MT5 terminal.

Overnight and weekend holds are allowed during Phase 1 and Phase 2 only. News trading is allowed in all phases, but never during restricted high-impact news windows (±5 minutes around the event). Once you become a funded trader, overnight holds, weekend holds and trading during restricted high-impact news events are not allowed and will breach the account.

Yes — most EAs are allowed. High-frequency trading (HFT) bots may only be used on Phase 1 — they are not permitted on funded accounts. Standard automated strategies, copy trading and custom EAs are fine.